Finance is taking over the mobile app space, providing you with tools to maximize your financial wealth. Check out these 6 mobile apps if you're looking to save more money.
Saving money is an important aspect of financial freedom and security. Regardless of your income, putting aside an amount equivalent to 3-6 months of essential costs is the standard recommendation by financial experts. The majority of people also find themselves saving for reasons aside from an emergency fund such as a retirement fund, travel plans, a house, or higher education. All of these opportunities require savings that likely need to be built up over time. Thinking ahead and putting aside money can be challenging but with the right tools, it's possible. Finance has taken over the mobile app industry and now more than ever there are plenty of apps available that can help you achieve your financial goals. So, if you’re ready to start planning for your future and build financial peace of mind, check out these 6 mobile apps.
If you want an easy, effortless way to save money, Digit may be the savings app for you. Digit is an all-in-one app that helps you budget, save, and invest, all from your phone. Digit works by linking to your bank account and helping you create a savings plan based on your bills and savings goals. Once it understands your spending habits, it can analyze what small changes could help you reach big savings goals. There is no limit to what goals you can set with Digit. Just want to focus on your monthly, basic expenses? Digit can help with that. Looking to start planning for a down payment on a house or a retirement fund? Digit can help you reach your goal by putting away a little each day. Because of its smart technology, Digit won’t sacrifice your normal expenses to save and will always allocate savings based on all of your needs. The best part? You can start, stop, pause, increase, and decrease anytime. So whether you are serious about saving or just want to give it try, Digit is the all-in-one app for you.
One of the highest-rated financial apps on the market, Mint is a budget tracking and planning app that helps you keep your finances in check. Mint syncs all of your finances so everything is visible in one, easily accessed place. You can check your savings, budget, investments, and bills to easily understand where your money needs to be allocated each month. Mint provides smart features that automatically categorize your spending so you can see where you’re spending the most, and has insights that will help you understand your habits. Mint will alert you if any of your standard costs increase, such as subscription or phone bills, so you can have complete accuracy on your spending. This app is user-friendly and easy to navigate, so download it now to start saving.
Acorns is a unique app that helps you save through investments. Acorns will link to your credit or debit card and invest your spare change by rounding your spending to the nearest dollar. These small savings build incredibly over time, and all portfolios are diversified and managed by experts. Acorns is seamless, and once you sign up you likely won’t even notice you're putting money away. There are other benefits to using acorns as well, such as educational resources and investment advice based on your portfolio. If you’re looking to get into investing and want to start saving long-term, Acorns is a great platform to get started.
Simplifi by Quicken is a money managing app that helps you keep track of your spending, and plan for the future. This mobile app provides a versatile view into your financial wellbeing and has a customizable interface that's easy to use and access. Simplifi can help you manage your budget, expenses, savings goals, cash flow, and future financial plans. Simplifi is a great option for businesses as it offers multiple-tiered plans with options for desktop and PC as well. Higher-tiered plans have more sophisticated insights that are perfect for complex financial portfolios and investments. If you’re looking for a more in-depth budgeting app that provides visibility into your overall net worth and projected growth, Simplifi is a great app for you.
YNAB, which stands for You Need a Budget, is the perfect mobile app for no-nonsense savings. YNAB has a 4-rule method that includes giving every dollar a job, embracing your true expenses, rolling with the punches, and aging your money. This easy-to-follow method has helped thousands of people stop living paycheck to paycheck. This app is better suited for people that are just focused on the basics of saving, rather than long-term retirement or milestone saving. It will teach you to allocate money to all of your financial needs and build true transparency into what your bills are each year. No more surprise car payments, no more forgotten taxes, this app helps you plan for it all. So, if you want a more black and white approach to saving that just really works, download YNAB. It’s one of the highest-rated finance apps on the market with amazing reviews.
Qapital is an award-winning mobile app that helps you save and plan for your future. Similar to some of the other apps on this list, Qapital creates transparency into your financial health by showing you where you need to allocate your money, and how to best achieve your long-term goals. This app is perfect for anyone looking to start saving for milestone investments such as a house, retirement, education, or a special vacation. Qapital combines features of some of the more common financial apps and not only helps you visualize your financial future, but also allows for round-up savings, auto deposits, education resources, emergency fund savings, and paycheck separator. Essentially, this app not only tells you what you need to do to save money but actually does it for you. The mobile app is very user-friendly and easy to navigate, giving over 100K 5-star reviews. The app also gives you great tools for financial education, options for couples' savings, and debt help. No matter what your financial goals may be, Qapital has something for you.
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